Privacy Policy — Ramsey Assurance Services

Introduction

Ramsey Assurance Services ("we," "us," or "our") is committed to protecting the privacy and security of your personal information. This Privacy Policy describes how we collect, use, disclose, and safeguard your information when you visit our website ramseyassuranceservices.com and use our services.

By accessing or using our website, you agree to this Privacy Policy. If you do not agree with the terms of this policy, please do not access the site.

Information We Collect

We may collect the following types of information:

Personal Information

Name (first and last)
Email address
Phone number (when voluntarily provided)
Business name and information
Mailing address
Financial information related to funding applications

Automatically Collected Information

IP address
Browser type and version
Operating system
Pages visited and time spent on pages
Referring website address
Device identifiers

How We Use Your Information

We use the information we collect for the following purposes:

To process and evaluate your funding application
To communicate with you about our products and services
To respond to your inquiries and requests
To improve our website and services
To comply with legal obligations and regulations
To send marketing communications (only with your express consent)

Sharing of Information

We do not sell your personal information. We may share your information with:

Service providers who assist us in operating our business (e.g., IT support, data hosting)
Legal and regulatory authorities when required by law
Professional advisors (attorneys, accountants) as necessary

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes.

SMS & Text Message Communications

If you opt in to receive SMS or text messages from Ramsey Assurance Services, the following terms apply:

We may send you recurring marketing and promotional SMS/MMS messages using an automated telephone dialing system (ATDS), including offers, updates, and information about our financial products and services.

Message frequency varies; you may receive up to 4 messages per month.

Message and data rates may apply. Consult your wireless carrier for details about your messaging plan.

You may opt out of receiving text messages at any time by replying STOP to any message. After opting out, you will receive one final confirmation message.

For assistance, reply HELP to any message or contact us at matthew@ramseyassuranceservices.com.

Consent is NOT a condition of purchase. You are not required to consent to receive text messages as a condition of purchasing any goods or services from us.

All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Cookies and Tracking Technologies

Our website may use cookies and similar tracking technologies to enhance your browsing experience. You can set your browser to refuse all or some browser cookies, or to alert you when cookies are being sent. If you disable or refuse cookies, some parts of the website may be inaccessible or not function properly.

Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Data Retention

We retain your personal information for as long as necessary to fulfill the purposes described in this Privacy Policy, unless a longer retention period is required or permitted by law.

Your Rights

Depending on your jurisdiction, you may have the right to:

Access the personal information we hold about you
Request correction of inaccurate information
Request deletion of your personal information
Opt out of marketing communications
Lodge a complaint with a data protection authority

Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that a child has provided us with personal information, we will take steps to delete such information.

Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with a revised "Last updated" date. We encourage you to review this policy periodically.

Contact Us

If you have questions about this Privacy Policy or wish to exercise your privacy rights, please contact us:

Ramsey Assurance Services
6099 Vera Ln, Olive Branch, MS 38654
Email: matthew@ramseyassuranceservices.com