Last updated: April 2, 2026
By accessing and using the website ramseyassuranceservices.com (the "Site"), you accept and agree to be bound by the terms and provisions of this agreement. If you do not agree to these terms, you should not use this Site.
These Terms and Conditions constitute a legally binding agreement between you ("User," "you," or "your") and Ramsey Assurance Services ("Company," "we," "us," or "our").
Ramsey Assurance Services is a direct business lender providing financial products and services including working capital loans, equipment financing, revenue-based financing, and business expansion funding. The information presented on this Site is for general informational purposes and does not constitute a binding offer to lend.
All funding products are subject to application, credit approval, and underwriting. Terms, conditions, and rates vary based on applicant qualifications and are presented in detail upon approval.
To use our services, you must:
You agree to use this Site only for lawful purposes and in a manner that does not infringe upon the rights of others or restrict their use of the Site. Prohibited conduct includes but is not limited to:
All content on this Site — including text, graphics, logos, images, and software — is the property of Ramsey Assurance Services or its content suppliers and is protected by applicable copyright, trademark, and intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our prior written consent.
By opting in to receive SMS or text messages from Ramsey Assurance Services, you agree to the following:
You consent to receive recurring marketing and promotional SMS/MMS messages from Ramsey Assurance Services, including offers, updates, and information about our financial products and services, sent using an automated telephone dialing system (ATDS).
Message frequency varies; you may receive up to 4 messages per month.
Message and data rates may apply. Contact your wireless carrier for details about your messaging plan.
To opt out of text messages, reply STOP to any message at any time. You will receive a one-time confirmation message after opting out.
For help or assistance, reply HELP to any message or email us at matthew@ramseyassuranceservices.com.
Consent is NOT a condition of purchase. You are not required to consent to receive SMS messages to purchase any products or services from Ramsey Assurance Services.
Supported carriers include but are not limited to AT&T, T-Mobile, Verizon, and Sprint. Service may not be available on all carriers.
This Site and all information, content, and services provided are offered on an "as is" and "as available" basis. Ramsey Assurance Services makes no representations or warranties of any kind, express or implied, regarding the operation of the Site or the information, content, or services included on the Site.
We do not warrant that the Site will be uninterrupted, timely, secure, or free from errors. We do not guarantee any specific funding outcomes or approval decisions.
To the fullest extent permitted by applicable law, Ramsey Assurance Services shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Site or services, regardless of the theory of liability.
Our total liability to you for all claims arising under these terms shall not exceed the amount you paid, if any, for use of the Site or services during the twelve (12) months preceding the claim.
You agree to indemnify, defend, and hold harmless Ramsey Assurance Services, its officers, directors, employees, agents, and affiliates from and against any and all claims, damages, obligations, losses, liabilities, costs, or expenses arising from your use of the Site or violation of these Terms.
This Site may contain links to third-party websites. These links are provided solely for your convenience and do not imply endorsement by Ramsey Assurance Services. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites.
These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of Mississippi, without regard to its conflict of law provisions. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts located in DeSoto County, Mississippi.
We reserve the right to modify or replace these Terms at any time. Any changes will be posted on this page with a revised "Last updated" date. Your continued use of the Site after any changes constitutes acceptance of the revised terms.
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect.
If you have questions or concerns about these Terms and Conditions, please contact us:
Ramsey Assurance Services
6099 Vera Ln, Olive Branch, MS 38654
Email: matthew@ramseyassuranceservices.com